It is not uncommon for the cost of housing to take up a substantial portion of your monthly expenses. In fact, depending on where you live, it can be one

You might think that small businesses don’t have much access to financing. After all, it seems that every other business on the Internet has an article about how they can’t

Getting a loan can seem like a complicated process. Once you determine you need money to make an important purchase, getting it seems like the hardest part. But with some

A mortgage is the biggest financial commitment that most people will make in their lifetime. Because of this, it’s important to understand how a loan works. Reducing the cost of

If you’re thinking about buying a house and looking into mortgages, you’ll probably come across variable rate loans. What exactly are these and should you consider them? This article will

The Comprehensive Annual Credit Review (CACR) is a process that publicly traded companies and their lenders conduct annually to evaluate the company’s risk profile and monitor its credit risk. The

If you’re starting a business or growing your small business, chances are you’ll need working capital to finance operations. You might think you won’t qualify for a loan due to

When you have bad credit, it can feel like the world is ending. You can’t rent an apartment, get a cell phone contract, or even get approved for car financing.