10 Tips for Successful Credit Analysis: Expert Insights for Assessing Risk and Making Smart Financial Decisions
When you’re applying for a loan, the lender will have you go through a credit analysis test. The test is designed to check if you are qualified to take on
Top 10 Reasons to Consider a Hard Money Loan
When it comes to real estate, financing options can be quite limited for many buyers. If you’re trying to buy a property but cannot qualify for a traditional loan from
Managing External Debt to Improve Business Efficiency
When you’re in business, you often have to make decisions that are short-term painful but long-term beneficial. These might be things like reducing your inventory to increase efficiency, buying new
The Risk Management Strategy Every Bank Should Follow
Whether you’re a young bank just starting out, or one that’s been operating for decades, it’s likely that you haven’t thought too much about your risk management strategy. Nevertheless, keeping
10 Strategies for Managing Interest Rate Risk in Your Business
Interest rate risk is one of the biggest risks in fixed income markets today. Interest rates are going up and staying there, which means fixed income investors will be stuck
Tips for Managing Inherent Risk in Your Organization
When managing inherent risk in the workplace, it’s important to keep your employees safe at all times. Inherent risk is everywhere; it cannot be avoided entirely. However, that does not
Understanding Credit Risk Analytics: How It Works and How It Can Affect Your Financial Security
Credit risk analytics is an essential tool for lenders, insurers, and other creditors who need to identify risks in your credit file. Credit risk analytics can help them understand how
The Credit Rating Framework: Your Guide to Understanding It
A credit rating is an evaluation of your ability to repay your debt. Your credit history, which includes any outstanding debt, provides the basis for this evaluation. This blog is
Understanding the Difference Between Business and Financial Risk Evaluation
Business risk is the risk that the company will not be able to generate enough revenue in order to sustain itself. Financial risk, on the other hand, is related to