5 Smart Benefits of a Cash-Out Refinance Home Loan
Refinancing your mortgage can be a great way to get access to cash from your home loan and put it to work for you. Refinancing can also be an opportunity
What Are Variable Rate Loans? Understanding the Pros and Cons
If you’re thinking about buying a house and looking into mortgages, you’ll probably come across variable rate loans. What exactly are these and should you consider them? This article will
Comprehensive Annual Credit Review: What You Need to Know
The Comprehensive Annual Credit Review (CACR) is a process that publicly traded companies and their lenders conduct annually to evaluate the company’s risk profile and monitor its credit risk. The
How to Choose the Right Installment Loan for Your Business: A Step-by-Step Guide
If you’re starting a business or growing your small business, chances are you’ll need working capital to finance operations. You might think you won’t qualify for a loan due to
5 Ways to Save on Your Housing Expense Ratio
It is not uncommon for the cost of housing to take up a substantial portion of your monthly expenses. In fact, depending on where you live, it can be one
Why Asset-Based Lending is Ideal for Small Businesses
You might think that small businesses don’t have much access to financing. After all, it seems that every other business on the Internet has an article about how they can’t
The Process of Getting a Loan: A Step-by-Step Guide
Getting a loan can seem like a complicated process. Once you determine you need money to make an important purchase, getting it seems like the hardest part. But with some
Understanding Loan Structure: How It Affects Your Mortgage
A mortgage is the biggest financial commitment that most people will make in their lifetime. Because of this, it’s important to understand how a loan works. Reducing the cost of
Crisis Management: What It Is and How to Handle It
Crisis management is about knowing how to react when something goes wrong. It’s not just about having a plan; it’s also about being able to think fast and make the
7 Ways Bad Credit Can Hurt You
When you have bad credit, it can feel like the world is ending. You can’t rent an apartment, get a cell phone contract, or even get approved for car financing.