Market Risk Analysis – what factors could derail the business going forward?
INTRODUCTION Market risk can either make or break a company’s financial success. On one hand, it presents opportunities for businesses to capitalize on favorable market movements and boost their profits.
How To Read An Annual Report? – did you check the fine print.
(Annual report, Form 10-K, Form 20-F) INTRODUCTION Investing in a company for example Microsoft requires more than just knowing its products—you need to understand its financial pulse. A smart investor
Scenario and Sensitivity Analysis – how very good or bad does it get?
In the ever-evolving landscape of business, companies like Tesla and Apple face a myriad of uncertainties that could impact their future success. How can these giants prepare for fluctuating market
Financial Analysis with ChatGPT – is it any good to do quality work at speed?
INTRODUCTION In today’s rapidly changing financial landscape, businesses are turning to cutting-edge AI tools to gain a competitive edge in decision-making and analysis. Among these tools, ChatGPT has emerged as
Relative Valuation Using Multiples- is it a reliable methodology to use?
In the dynamic realm of finance, assessing a company’s intrinsic value is as much an art as it is a science. While discounted cash flow (DCF) models and other intrinsic
Bank Valuation – Is Free Cash Flows To Equity (FCFE) the number 1 approach?
A bank valuation exercise is no ordinary task. For example, Deutsche Bank, one of the world’s leading financial institutions, operates within a complex and highly regulated industry, making traditional valuation
Insurance Financial Statements – A complete guide to understand this complex business
INTRODUCTION Financial statements are vital for evaluating the financial health and operational performance of any company. However, the insurance financial statements of companies like Aviva differ significantly not only from
Financing Leases – does the assets belong to you or not?
INTRODUCTION Staying ahead in today’s competitive business environment requires constant innovation and strategic growth. One of the most effective financial tools for achieving these goals are the financing leases. This
Operating Leverage – do high fixed costs create any advantage in business?
INTRODUCTION Operating leverage is a powerful ally and a formidable challenge in the intricate world of business finance. The operating lever can catapult a company’s profits to new heights during
Retained Earnings – Fuelling growth and resilience in modern companies?
Imagine you’re the CEO of a company like Apple or General Electric, standing at the crossroads of a critical decision. You’ve just posted record profits, and now the question looms